Who are Summit Wealth Ltd?
Summit Wealth Ltd is an Appointed Representative of New Leaf Distribution Ltd. which is authorised and regulated by the Financial Conduct Authority, Firm Registration number is 460421.
Our Principal firm is New Leaf Distribution Ltd. They supervise and they are responsible for the advice our firm provides. New Leaf Distribution adhere to the 11 principles for business as set out by our regulator the Financial Conduct Authority. The regulator expects that we act with integrity; operate with due skill, care and diligence and build trust with our clients by putting their interests first.
You can find information relating to our firm on the Financial Services register, accessible online via www.fca.org.uk
What do we do?
We believe that every single person living in the United Kingdom should have access to meaningful, trusted and affordable financial advice.
Therefore, our goal is to work with our clients to increase both their knowledge of financial services and their financial wellbeing. To enable this, we offer the widest range of products and services from the whole of the market, giving our clients sound advice after assessing their needs.
Our Services
We are able to advise on the following areas of financial planning based on your current needs and objectives:
- Residential, Buy to Let & Commercial Mortgages
- Personal Protection
- Business Protection
- General Insurance
- Residential, Buy to Let & Commercial Mortgages
- Equity Release
- Investments & Pensions
- Wills
Our recommendations are based on a personal, comprehensive and fair analysis of the market.
We also offer services for investments, pensions and equity release
Fees for out Services.
Personal, General Insurance & Business Protection
There is no up-front fee for assessing your personal and/or business needs. If we arrange a policy on your behalf, we will receive commission from the insurance company selected. This will be disclosed to you on a document known as an illustration.
If commission is paid from a recommended product and is cancelled, after the cancellation period, and this results in commission having to be repaid then we reserve the right to charge a fixed fee of £300+vat or the actual commission clawback amount (if lower than this sum).
Residential, Buy to Let (BTL) Mortgages & Commercial Finance
Our fee is on a case by case basis and on Commercial Finance a fee up to 1% of the loan. We may also receive a procuration fee from the lender.